Financing Options

Wall Turner offers the Home Projects Visa credit card program through Wells Fargo Financial.  Qualifying is easy and can be done over the phone with one of our qualified staff.  All credit checks are performed by the Wells Fargo Retail Services division of Wells Fargo Financial National Bank.  All information is kept confidential.  Application results are usually received within 1 hour of submittal. 

No Interest with Regular Payments Option:

For qualifying individuals, make no payments and incur no interest for the duration of the loan. The perfect choice for people who want to:

• Make a single total investment, but not today!
• Make equal investments over the duration of the loan and incur no finance charges.
• Need some time to arrange a home equity loan and then switch over their monthly investments to ensure tax deductible interest.
   

Individuals interested in No Interest Loans with Regular Payments, we offer either 6-month or 12-month terms.  For this type of loan, if the  loan is not paid in full before the end of the loan term, the rate automatically reverts to a term loan with interest rates as high as 25.99% or higher being applied to the balance.

Straight Financing Option:

For those individuals wanting to make payments over a period of time, we offer straight financing terms with a 9.9% interest rate.  This loan program does not require a down payment.  The monthly minimum payment is calculated at 1.75% of the loan balance.  Please keep this in mind when trying to determine how much of a monthly payment you will have to make each month in order to pay the loan off by a specific time. 

Call us today and get pre-approved 336-744-1100